Tell us your story about: Discriminatory Housing Loan Interest Rates Tell us about your experience related to Discriminatory Housing Loan Interest Rates Please enable JavaScript in your browser to complete this form.Name *FirstLastAre you a Member or Registered Supporter of the BOVF?I am a MemberI am a Registered SupporterNo - I am neither a Member nor Registered SupporterWhen we write up your story to assist us campaign, would you prefer we made it anonymous by changing your name? *Yes - I would prefer to remain anonymous.No - Please use my real nameEmail *Telephone number (WhatsApp)Please write international code too if relevant such as 0066 for Thailand or 0044 in the UK.Your age *Please select...16 Years17 Years18 Years19 Years20 Years21 Years22 Years23 Years24 Years25 Years26 Years27 Years28 Years29 Years30 Years31 Years32 Years33 Years34 Years35 Years36 Years37 Years38 Years39 Years40 Years41 Years42 Years43 Years44 Years45 Years46 Years47 Years48 Years49 Years50 Years51 Years52 Years53 Years54 Years55 Years56 Years57 Years58 Years59 Years60 Years61 Years62 Years63 Years64 Years65 Years66 Years67 Years68 Years69 Years70 Years71 Years72 Years73 Years74 Years75 Years76 Years77 Years78 Years79 Years80 Years81 Years82 Years83 Years84 Years85+ YearsYour current country of residence:Please select...AfghanistanAlbaniaAlgeriaAndorraAngolaAntigua and BarbudaArgentinaArmeniaAustraliaAustriaAzerbaijanBahamasBahrainBangladeshBarbadosBelarusBelgiumBelizeBeninBhutanBoliviaBosnia and HerzegovinaBotswanaBrazilBruneiBulgariaBurkina FasoBurundiCabo VerdeCambodiaCameroonCanadaCentral African RepublicChadChileChinaColombiaComorosCongoDemocratic Republic of the CongoCosta RicaCote d'IvoireCroatiaCubaCyprusCzech RepublicDenmarkDjiboutiDominicaDominican RepublicEcuadorEgyptEl SalvadorEquatorial GuineaEritreaEstoniaEswatiniEthiopiaFijiFinlandFranceGabonGambiaGeorgiaGermanyGhanaGreeceGrenadaGuatemalaGuineaGuinea-BissauGuyanaHaitiHondurasHungaryIcelandIndiaIndonesiaIranIraqIrelandIsraelItalyJamaicaJapanJordanKazakhstanKenyaKiribatiNorth KoreaSouth KoreaKuwaitKyrgyzstanLaosLatviaLebanonLesothoLiberiaLibyaLiechtensteinLithuaniaLuxembourgMadagascarMalawiMalaysiaMaldivesMaliMaltaMarshall IslandsMauritaniaMauritiusMexicoMicronesiaMoldovaMonacoMongoliaMontenegroMoroccoMozambiqueMyanmarNamibiaNauruNepalNetherlandsNew ZealandNicaraguaNigerNigeriaNorth MacedoniaNorwayOmanPakistanPalauPanamaPapua New GuineaParaguayPeruPhilippinesPolandPortugalQatarRomaniaRussiaRwandaSaint Kitts and NevisSaint LuciaSaint Vincent and the GrenadinesSamoaSan MarinoSao Tome and PrincipeSaudi ArabiaSenegalSerbiaSeychellesSierra LeoneSingaporeSlovakiaSloveniaSolomon IslandsSomaliaSouth AfricaSouth SudanSpainSri LankaSudanSurinameSwedenSwitzerlandSyriaTaiwanTajikistanTanzaniaThailandTimor-LesteTogoTongaTrinidad and TobagoTunisiaTurkeyTurkmenistanTuvaluUgandaUkraineUnited Arab EmiratesUnited KingdomUnited StatesUruguayUzbekistanVanuatuVatican CityVenezuelaVietnamYemenZambiaZimbabweDuration of overseas residency:Please select...1 Year2 Years3 Years4 Years5 Years6 Years7 Years8 Years9 Years10 Years11 Years12 Years13 Years14 Years15 Years16 Years17 Years18 Years19 Years20 Years21 Years22 Years23 Years24 Years25 Years26 Years27 Years28 Years29 Years30 Years31 Years32 Years33 Years34 Years35 Years36 Years37 Years38 Years39 Years40+ YearsCurrent employment statusUnemployedEmployedSelf-employedRetiredIf employed, please confirm your job title:Type of loan taken outMortgageHome equity loanOther (please specify below)Type of loanDate of loan applicationDate of loan approvalName of lenderLoan amountInterest Rate at Time of Application: Loan interest suggest Interest Rate at Time of Approval:Relevant Terms and Conditions of LoanWere you living overseas when you applied for and secured the loan?YesNoCan you describe your experience with securing a housing loan as a British citizen living overseas?What was the process like, and how did the experience differ from what you might expect for domestic borrowers?What specific interest rates were offered to you compared to those available to domestic borrowers?Were there notable differences?How did the interest rates offered impact your financial planning and ability to manage the loan?Please provide examples of how this has affected your financial situation.How did you find the process of disclosing your non-dom status to your lender?What was the lender’s response in terms of interest rates and loan conditions?Were there any specific challenges or issues you faced during this disclosure process?If yes, please describe these challenges in detail.In what ways do you believe the current interest rate policies for overseas British citizens are discriminatory?Please provide examples or instances that illustrate this discrimination.How have these discriminatory policies affected your overall experience as a borrower or prospective borrower?How has this impacted your daily life and quality of life?What changes or improvements would you suggest to address these discriminatory practices?Are there specific recommendations you have for lenders or policymakers?Have you taken any steps to address or challenge these issues?If yes, please describe what actions you have taken and their outcomes.Would you be willing to participate in follow-up interviews or provide additional documentation if necessary?If yes, please provide preferred contact details and availability.Have you engaged with banking authorities, regulatory bodies, or consumer advocacy groups to address the issues you have encountered in accessing UK bank accounts from abroad?Is there any additional information or perspectives you would like to share regarding your experiencesWhat suggestions for improving the current policy of applying Discriminatory Housing Loan Interest Rates to overseas citizens?Submit LEARN ABOUT OURKey IssuesHERE HELP FUND OUR CAMPAIGN TOEnd Unfair University FeesdonateDO SOMETHING POSITIVETo change the lives of countless British citizens living abroad. get involved
